My husband and I are retired and have about invested in individual stocks and mutual funds. When my husband turns 65 soon, a disability check of per year that he receives will end. What is the best way to generate this amount for our investments to replace that income? We would like to preserve the principal and continued growth in our investments. – D.A., via e-mail. Sydney Property Valuation is performed by experienced valuer to face smooth and efficient process.

Well is a no-brainer. You could receive in income by buying municipal general obligation bonds, and the money would be totally tax-free. If you chose to invest more aggressively, you would do better. In addition, I am sure that you have considered that your husband will now be eligible for Social Security. Your goals are almost impossible not to meet, and you’ll still have a fair amount of appreciation happening in your account. I am sure Sydney Property Valuation that you are trying to preserve money for your children, but why not spring for a little luxury?

I am a 20-year-old college student. My parents pay all of my expenses, and I work part-time. I have finally saved up , which is currently in my savings account. I would like to do something to increase it. – K.L… Via e-mail.For a young person, while it would involve a sacrifice now, there is no finer investment than a Roth IRA. Given that you are 20 years old, this means your money could work for 45 to 50 years, without any taxes placed upon it.

Just do the arithmetic on that one. If you were to leave that in a Roth IRA with an average return of 12 percent a year for 48 years, your account would be worth and that would be completely tax-free. A small sacrifice now, but what a bonanza when you retire.I have a 401(k) with a former employer, and my current employer offers a 401(k) as well. Is it possible to have my funds going into the first 401(k), rather than into this company’s? – S.K., via e-mail

No. I know of no circumstance where you can elect to have your 401(k) go to a former employer. In the event that you leave this employer, then it may be possible to have that money rolled over into a self-directed account or into the 401(k) plan offered by a new employer. As long as you are with the employer, your 401(k) must stay with them.Sydney Property Valuation is necessary to know your house price.